Buying your first home is a significant milestone, and I’m here to make the process smooth and rewarding.

As your trusted agent, I’ll guide you through every step and ensure you benefit from available programs and incentives designed for first-time buyers.

• Incentives for First-Time Buyers

  • First-Time Home Buyers’ GST/HST Rebate (New): Buying new construction? You can now eliminate GST/HST entirely on homes priced up to $1 million — worth up to $50,000 — with a phased rebate up to $1.5 million
  • RRSP Home Buyers’ Plan (HBP): Withdraw up to $60,000 tax-free from your RRSP toward your down payment — $120,000 combined for a qualifying couple
  • First Home Savings Account (FHSA): Contribute up to $8,000/year (lifetime limit $40,000). Contributions are tax-deductible and withdrawals for your first home are completely tax-free — no repayment required, unlike the HBP
  • First-Time Home Buyers’ Tax Credit: Claim $10,000 on your tax return for a credit of up to $1,500
  • Land Transfer Tax Rebates: Up to $4,000 provincial rebate, plus up to $4,475 if buying in Toronto — up to $8,475 combined

  Rebate amounts and eligibility rules are set by federal and provincial governments and can change — I’ll confirm current figures with you directly before you rely on any number here.

  Who Qualifies?

You’re eligible if neither you nor your spouse/common-law partner has owned and lived in a home in the year of purchase or the four previous years.*

Additional Perks for My Clients

• Mortgage Pre-Approval Assistance
• Free Pre-Moving Cleaning Service
• Free Moving Services*
• Post Sale Renovation Assistance* 

Let’s make your dream of homeownership a reality.
Contact me today to get started!